A "dunning" letter is a standard demand letter collection agencies send to demand payment.
Our collectors are trained to follow FDCPA, CFPB FDPPA, and FCRA. They schedule calls and payment plans to collect the debt.
When a debtor disputes an account, the account is sent for "Legal Review," after approval, we take legal action.
All accounts are processed and evaluated before entering our system to ensure we are legally protected.

Pacific Northwest Debt Collection Agency

Debt Recovery
Join thousands of businesses recovering debt they have exhausted their efforts on, don't waste any more company resources on time collecting bad debt.

No Upfront Costs
We only keep a percentage of what we collect; if we don't collect, we don't get paid.
Our Best Services
A "dunning" letter is a standard demand letter collection agencies send to demand payment.
Our collectors are trained to follow FDCPA, CFPB FDPPA, and FCRA. They schedule calls and payment plans to collect the debt.
When a debtor disputes an account, the account is sent for "Legal Review," after approval, we take legal action.
All accounts are processed and evaluated before entering our system to ensure we are legally protected.
Skip Tracing
Skip Tracing is a process used to find debtors who have skipped town to avoid paying their debt.
Our contracted process service is trained professionals who serve legal documents to defendants named in a court proceeding.
Client Portal
Debtor information is stored on our client portal to give clients accurate reporting and status updates on their accounts.
No Upfront Costs
We only keep a percentage if we collect on your accounts; we do not charge any upfront costs. If we are unsuccessful, you do not pay our agency.
Visit our pricing page to see our contingency rates!
Customers Reviews
I want to rave about my positive experience with Atlas Financial Services. Their customer service is fantastic. They are quick to respond, and their training/tutorials are a lifesaver when new staff is learning how to upload files. Their system is user-friendly, and they are always available if hiccups arise. Highly recommend their services!

Great company! Fast and Efficient!

I work with this company in a business capacity. I can understand the difference in ratings depending on which side of the fence you sit with the company. Naturally, if they are collecting a debt that you owe, you’re not going to be happy with them even though they are doing what they are legally allowed to do. Unfortunately, the parties that have ended up going to collections through our business have 1) been deceptive to our business about contractual information 2) completely cut off communication despite repeated attempts through multiple avenues over months of time passed 3) avoided attempts by our business to pick up our rental property by retrieval at the contracted address which would avoid needing Atlas services altogether. Now, I cannot speak on behalf of other businesses and what parameters are considered when THEY send an account to Atlas. I can say, however, that OUR business only sends accounts to Atlas when all other options have been completely exhausted. We appreciate their services in such instances.

Great customer service. I finally paid a debt I should have paid in the first place. Hey, dummy below this comment, dispute it or it will always stay on your credit report. Pay your bills people.

We have used Atlas for our account collections needs for 10+ years. They are trustworthy, professional, and extremely easy to work with. Account Collections can be an unpleasant business but Atlas makes the process very smooth and easy.

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Get In Touch
Contact Info
3204 NE 58th St, Vancouver, Washington
Sales: (564) 208-4838
Support: (360) 583-8149
E: brandon@atlas-pnw.com
E: admin@afscollect.com.com
Mon-Fri: 9:00 am - 5:00 pm
Sat-Sun: CLOSED