A "dunning" letter is a standard demand letter collection agencies send to demand payment.

Our collectors are trained to follow FDCPA, CFPB FDPPA, and FCRA. They schedule calls and payment plans to collect the debt.

When a debtor disputes an account, the account is sent for "Legal Review," after approval, we take legal action.

All accounts are processed and evaluated before entering our system to ensure we are legally protected.

AVERAGE
41 reviews on
Nicholas Cook
August 15, 2022.
I represent a local property management company and we've worked with Atlas for years. While we don't always receive payments from former tenants for existing balance, we often do. Atlas has been great to work with overall.
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Chris Lachmann
August 15, 2022.
Atlas has become our trusted advisor in all things collections. Their system is east and great to work with. They are attentive and helpful any time we call in and have become a true strategic partner in helping us reach our business goals. Thank you Atlas and I would highly recommend.
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Tadd Aberson
August 15, 2022.
Best collection agency out there you want something collected call these guys their great!!!!
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PROline Plumbing & Sewer
August 2, 2022.
We switched to Atlas after frustration over a few other collection companies. Atlas has great communication. I love the convenience of their online portal to keep track of our account. Thank you Atlas 🙂
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DISPATCH
August 1, 2022.
They always go the extra mile for us. I would encourage anyone who needs collections to go through Atlas they will always take good care of you!
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Rosanna Azevedo da Silva
May 16, 2022.
I want to rave about my positive experience with Atlas Financial Services. Their customer service is fantastic. They are quick to respond, and their training/tutorials are a lifesaver when new staff is learning how to upload files. Their system is user friendly, and they are always available if hiccups arise. Highly recommend their services!
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Safiyyah Stanley
May 16, 2022.
great company! Fast and efficient!
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PNW Debt Collections
About Us

Pacific Northwest Debt Collection Agency

Debt Recovery

Debt Recovery

Join thousands of businesses recovering debt they have exhausted their efforts on, don't waste any more company resources on time collecting bad debt.

No Upfront Costs

No Upfront Costs

We only keep a percentage of what we collect; if we don't collect, we don't get paid.

Services

Our Best Services

A "dunning" letter is a standard demand letter collection agencies send to demand payment.

Our collectors are trained to follow FDCPA, CFPB FDPPA, and FCRA. They schedule calls and payment plans to collect the debt.

When a debtor disputes an account, the account is sent for "Legal Review," after approval, we take legal action.

All accounts are processed and evaluated before entering our system to ensure we are legally protected.

Skip Tracing

Skip Tracing is a process used to find debtors who have skipped town to avoid paying their debt.

Our contracted process service is trained professionals who serve legal documents to defendants named in a court proceeding.

Client Portal

Debtor information is stored on our client portal to give clients accurate reporting and status updates on their accounts.

No Upfront Costs

We only keep a percentage if we collect on your accounts; we do not charge any upfront costs. If we are unsuccessful, you do not pay our agency.

Start Recovering Debt

Visit our pricing page to see our contingency rates!

Small Business

Mid-Market Enterprise

Large Enterprise

Testimonials

Customers Reviews

I want to rave about my positive experience with Atlas Financial Services. Their customer service is fantastic. They are quick to respond, and their training/tutorials are a lifesaver when new staff is learning how to upload files. Their system is user-friendly, and they are always available if hiccups arise. Highly recommend their services!
ratings
Rosanna
Client
Great company! Fast and Efficient!
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Safiyyah
Client
I work with this company in a business capacity. I can understand the difference in ratings depending on which side of the fence you sit with the company. Naturally, if they are collecting a debt that you owe, you’re not going to be happy with them even though they are doing what they are legally allowed to do. Unfortunately, the parties that have ended up going to collections through our business have 1) been deceptive to our business about contractual information 2) completely cut off communication despite repeated attempts through multiple avenues over months of time passed 3) avoided attempts by our business to pick up our rental property by retrieval at the contracted address which would avoid needing Atlas services altogether. Now, I cannot speak on behalf of other businesses and what parameters are considered when THEY send an account to Atlas. I can say, however, that OUR business only sends accounts to Atlas when all other options have been completely exhausted. We appreciate their services in such instances.
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JPNW
Client
Great customer service. I finally paid a debt I should have paid in the first place. Hey, dummy below this comment, dispute it or it will always stay on your credit report. Pay your bills people.
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Travis
Debtor
We have used Atlas for our account collections needs for 10+ years. They are trustworthy, professional, and extremely easy to work with. Account Collections can be an unpleasant business but Atlas makes the process very smooth and easy.
ratings
April
Client
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Contact us

Get In Touch

    Contact Info

    USA Office

    3204 NE 58th St, Vancouver, Washington

    Telephone

    Sales: (564) 208-4838
    Support: (360) 583-8149

    Mail Us

    E: brandon@atlas-pnw.com
    E: admin@afscollect.com.com

    Opening Hours

    Mon-Fri: 9:00 am - 5:00 pm
    Sat-Sun: CLOSED

    Need to make a payment? 

    This website is for visitors seeking debt collection services ONLY.

    If you are someone who has received a letter and would like to pay your bill, please navigate to our payment portal. You will need your “Account Number on Collection Notice &  Zip Code on Collection Notice” to make a payment. If you are having trouble, please get in touch with our office at (800) 758-6109.