Atlas Financial Services • Oregon Debt Collection Agency
Oregon Debt Collection Services that Protects Cash Flow & Relationships
Recover past-due consumer and commercial accounts with ethical, compliant, results-driven collections.
Higher Recovery
Compliant
Transparent
Trusted & Certified
We follow Oregon law and FDCPA guidelines with integrity.
Industries We Serve
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Medical
Professional Services
Utilities
Dental
Banks & Credit Unions
Property Management
Education
Government & Municipal
Law Firms
FAQ
1. What are your contingency rates for debt collection?
Our standard contingency rates are 40% for accounts collected directly by our collectors and 50% for accounts requiring legal action. There are no upfront costs to place accounts with us.
2. Do I have to pay anything upfront to place accounts with Atlas?
No. We work strictly on a contingency basis. That means we only get paid when we successfully collect on your behalf.
3. What happens if I cancel an account that has been litigated?
If you choose to cancel an account that has already entered the litigation process, you would be responsible for reimbursing Atlas for the upfront court costs we advanced on your behalf.
4. How soon should I place an account for collection?
The sooner the better. Older accounts are statistically harder to collect, while fresh accounts often recover more quickly. We recommend placing accounts as soon as they are past due.
5. Do you report accounts to credit bureaus?
Yes. We can report delinquent accounts to major credit bureaus, which increases recovery rates and provides an additional incentive for debtors to resolve their balances.
6. What types of industries do you serve?
We serve a wide range of industries, including healthcare, dental, financial services, real estate, utilities, education, retail, insurance, government, and professional services.
7. What if the debtor disputes the debt?
Our collectors follow all FDCPA and state regulations. If a debtor disputes a debt, we request validation and handle the process in compliance with applicable laws to protect your business.
8. Do you handle accounts nationwide?
Yes. Atlas Financial Services can collect accounts across the United States, with a network of attorneys available for litigation if needed.
9. What makes Atlas different from other collection agencies?
We combine decades of experience, legal resources, compliance expertise, and a client-first approach. Our goal isn’t just to collect debt — it’s to protect your brand, your reputation, and your bottom line.
10. How do I get started?
Simply contact our team or complete our placement form online. There are no setup fees or hidden charges — just straightforward, contingency-based debt collection services designed to recover what’s owed to you.